Housing repairs for low-moderate income King County homeowners and disabled renters

Thursday, August 28, 2014

Before

After

Winter will soon be upon us. Is your home in repair and ready for winter weather?

If finances are the issue, King county has a housing repair program for people who meet the income qualifications. Eligibility is determined by income. A family of four can earn $63,000 which is 80% of the King county median. Income is adjusted by family size. Different programs have different eligibility requirements.

Roofs, furnaces, plumbing, and electrical issues are eligible under this low - moderate income program. King county is accepting immediate telephone applications for qualifying applicants.

To apply call the King County Housing Repair Intake Line 206-263-9095. TTY: 711 

Funds are available as deferred payment and matching funds loans, emergency and manufactured homes grants, and grants for accessibility grants for disabled renters. 

Loans
  • Deferred Payment Loan - A zero percent interest loan available for up to $25,000. This loan does not require you to make payments, so it is very different from a traditional bank loan. However, we do secure a mortgage document to your property. The loan must be paid off when: 1) You sell or transfer the property to a new owner; or 2) If you move out of the home and it is no longer your primary residence. More information
  • Matching Funds Loan - Under this program, a homeowner can match a loan from the Housing Repair program of up to $25,000 with one from a local lender or with private funds. If the total cost for the repairs exceed $50,000, the entire amount above $50,000 is the responsibility of the homeowner. As with the Deferred Payment Loan, this loan has a zero percent interest rate and does not require you to make payments. Also, the loan must be paid off when: 1) You sell or transfer the property to a new owner; or 2) If you move out of the home and it is no longer your primary residence. More information
Grants
  • Emergency Grants - Provides for up to $6,000 for immediate or life-threatening home repairs. This money does not have to be repaid. Emergency repairs can usually be completed quickly within one to three days from when you are approved for this grant. The emergency grants are determined by the Engineer/Inspector when they visit the repair site. More information
  • Manufactured Home Repair Grants - Awards up to $8,000 for mobile home owners who need to make quality-of-life repairs to their homes and do not own the land or pad where their mobile home sits. Similar to our Emergency Grants, these do not have to be repaid by an eligible manufactured home owner. More information
Renter Grants
  • Home Access Modifications Grants (ADA) - Provides up to $8,000 for low to moderate income renters with special access livability issues, and need to make accessibility modifications to their unit. Like our other grant programs, this funding does not have to be repaid. A tenant must have prior permission from their landlord before any unit modifications can be made. This program does not serve renters in Seattle, Kent, Auburn, Federal way,  or Normandy Park.  More information


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